students loan consultancy

Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications. However, you may be able to apply for these federal student loans from one of our trusted partners. Click here for more information.

Parent Loans for Undergraduate Students -
Help your kids with up to 100% of their college costs*

Get the best deals with NextStudent Loans.

Cover up to 100% of your children’s college expenses with a low-interest, fixed-rate Federal PLUS Loan from NextStudent. You can help your children pay not just for tuition and room and board, but for other school-related expenses, like books and fees. PLUS loans aren’t based on financial need or income, so you can’t be turned down for making too little or too much money. Even Bill Gates could get a PLUS loan!

Get the loan that financial experts recommend.

Financial experts agree: Federally guaranteed PLUS loans are a smart financial strategy for parents of undergraduate students—they can help families meet college costs at below-market rates and generous terms. Federal PLUS Loans give eligible parents another option for college financing that serves as an alternative to dipping into the family savings or borrowing against a home.

• Fixed, low interest rate of 8.5%
• Loan amounts that cover up to 100% of the cost of your child’s college education
• Available throughout the school year—even if you’ve already paid tuition and other educational expenses, apply for a PLUS loan and reimburse yourself!
• Eligible for federal loan consolidation
• Interest that may be tax-deductible (consult your tax advisor)
• Quick, no-hassle application process