SPECIAL SESSION

KANSAS CITY MISSOURI

AUGUST 20 - 21 - 22, 2007

PRESENTERS

Nita Silverstein and Ruth Chrismore

website: www.studentaidadministrators.com

RUTH CHRISMORE WILL BE PRESENTING THE BASICS OF FINANCIAL AID DESIGNED FOR PERSONS WITH LIMITED EXPERIENCE IN THE FINANCIAL AID FIELD.. THIS COURSE WILL ALSO BE INVALUABLE TO OWNERS WHO ANTICIPATE BECOMING ELIGIBLE OR HAVE JUST BECOME ELIGIBLE TO PARTICIPATE IN THE TITLE IV PROGRAMS.

Ruth Chrismore is Vice-President and Director of Operations for Student Aid Administrators, a Third Party Servicer. She has a wealth of experience in the administration of Title IV Federal Financial Aid Programs. As Vice-President of Operations of SAA she is responsible for managing Title IV Programs for both clock and credit hour schools.

Prior to joining SAA Ruth was Senior Associate of Compliance with the Missouri Department of Higher Education (MDHE). In that position she was responsible for the supervision of four compliance reviewers and one policy analyst in the oversight activities of participating institutions with federal regulations governing the Federal Family Education Loan Program. Her duties included both school and lender compliance reviews and she participated in compliance reviews that were performed jointly with the staff of Region VII of the Department of Education.

While at the MDHE, Ruth was a member of the National Council of Higher Education Loan Programs, Membership Education and Training Committee and was an administrative member of the Unified Student Loan Policy –Common Manual Policy Committee. She was also a regular presenter in annual training workshops held at various locations across Missouri.

Ruth has vast hands on experience as Assistant Director and Director of Financial Aid in private, public and community college settings. She has been responsible for analyzing and interpreting regulatory policy and procedures for compliance in processing and awarding financial assistance for approximately 4000 students annually.

Ruth is a member of the Missouri Association of Student Financial Aid Personnel and the Midwest Association of Student Financial Aid Administrators and is a regular presenter at the Regional Private Career Colleges and School Conferences across the country.

JUANITA SILVERSTEIN WILL BE PRESENTING AN IN DEPTH LOOK INTO VARIOUS PHASES OF TITLE IV RULES AND REGULATIONS APPLICABLE TO SCHOOLS’ ADMINISTRATIVE RESPONSIBILITY. CPA’S WHO PERFOM AUDITS AND EXPERIENCED FINANCIAL AID ADMINISTRATORS WILL FIND THIS PRESENTATION VERY INFORMATIVE AND ENLIGHTING.

Juanita Silverstein, Certified Public Accountant – President of Student Aid Administrators has been involved in various aspects of financial aid for over thirty years.

As Director of Internal Audit for the St. Louis Community College System she was responsible for the performance of internal audits of the college’s compliance with federal regulations of the Title IV programs. She was an ad hoc member of the College Financial Aid Committee and assisted with the interpretation of federal regulations and the implementation of procedures to assure adherence to these regulations.

As the Vice-president of a Certified Public Accounting firm, Juanita performed audits of private college and careers schools. In this capacity she provided schools with recommendations to improve internal control and assisted them with the development of procedures to guarantee compliance with all regulations.

Upon joining Student Aid Administrators, Juanita was responsible the administration of Federal Title IV programs for schools in both the public and private sectors.

Juanita is frequent presenter at the Regional Private Career Colleges and School Conferences as well as state career associations. She has developed extensive training material for both group and individual training sessions.

Today Juanita is a consultant to private career schools in the interpretation and implementation of the rules and regulations for the administration of Federal Title IV programs.

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Deborah John President DJA – Deborah John & Associates, Inc.		Deborah has spent the past 25 years in the field of financial administration, working with numerous clients to process their financial aid, while ensuring the accuracy of their files. She has consulted and prepared clients for audits and program reviews, consistently obtaining the same results of clean audits and satisfactory program reviews. In her years as President of DJA, Deborah has become well-versed in the Departments Federal Regulations, as well as an expert in financial aid administration. Deborah’s expertise and knowledge have earned her many opportunities to serve as a guest speaker for regional and national associations. This year Deborah will celebrate 18 years since the founding of her company, Deborah John & Associates, Inc.

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Ron Holt

RON HOLT, BROWN & DUNN, P.C. 911 MAIN STREET COMMERCE TOWER STE. 2300 KANSAS CITY, MO. 64105 (816) 292-7015

Over the past 14 years, Mr. Holt has provided regulatory advice to institutions across the nation on a broad range of issues and also has provided representation in program reviews, administrative proceedings, student claims, state and federal court litigation, changes of ownership (representing buyers and sellers), and accrediting and state licensing agency disputes. He is a member of CCA's Legislative Advisory Council and CCA's Litigation Committee.

Some of the reported education cases that Mr. Holt has handled include:
ConCorde Career Colleges, Inc. v. Riley, 1993 U.S. Dist. LEXIS 9839 (W.D. Mo. 1993) Mission Group Kansas, Inc. v. Riley, 909 F. Supp. 835 (D.Kan. 1995), reversed and remanded for further proceedings, 146 F.3d 775 (10th Cir. 1998)
Calise Beauty School, Inc. et al v. Riley, 941 F. Supp. 425 (S.D.N.Y. 1996) and 1997 U.S. Dist. LEXIS 15706 (S.D.N.Y. 1997).
New York Institute of Dietetics v. Riley, 966 F. Supp. 1300 (S.D.N.Y. 1997).
In the Matter of Wright Business School, Docket No. 00-56-SP (Initial Dec. Feb. 8, 2002; Sec. Dec. Jan. 12, 2006).
In the Matter of International Junior College, Docket No. 97-164-ST (Initial Dec. July 28, 1998).
In the Matter of Hair Design Institute, Docket No. 97-122-ST (Dec. Secretary Aug. 16, 1999).
In the Matter of Westchester Beauty School, Docket No. 98-97-ST (Dec. Secretary Aug. 16, 1999)

Mr. Holt received his J.D., with highest honors, from Rutgers University School of Law-Camden in 1979 and his B.S., Speech Education, summa cum laude, in 1975 from Evangel University. Prior to entering private practice, Mr. Holt served as a law clerk to the late Judge Russell G. Clark, United States District Court for the Western District of Missouri, from 1979-1981.

Mr. Holt can be reached by telephone at (816) 292-7015

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JOHN H. ALEXANDER, III, CPA

PROFESSIONAL EXPERIENCE

• 1991 to Present

Alexander, Kavanagh, Snyder & Lang, P.C., CPA’s and Consultants
(formerly Kavanagh & Associates, PC), Pittsburgh, PA
Partner in charge of audits of trade and technical schools. Partner in charge of retirement plans compliance for clients of firm.

• 1990 to 1991

Bujaky, Koehler & Libson, CPA’s, Pittsburgh, PA
Manager in charge of audits of trade and technical schools.

• 1974 to 1990

Hinds, Lind & Miller, CPA’s, Pittsburgh, PA
Partner in charge of audits of trade and technical schools. Partner in charge of retirement plans compliance for clients of firm.

• 1972 to 1974 Bock, Braund & Eiler, CPA’s, Allison Park, PA
  Staff Accountant

EDUCATION

• Kent State University, Kent, Ohio Bachelor of Business Administration
  May 1972

• Marietta College, Marietta, OH September 1967 to January 1970

• North Hills High School, Pittsburgh, PA Graduated 1967

PROFESSIONAL ACHIEVEMENTS/MEMBERSHIPS

• Certified Public Accountant license granted in 1976
• Member of American Institute of Certified Public Accountants
• Member of Pennsylvania Institute of Certified Public Accountants
• CPA licenses held in the states of Pennsylvania, Ohio, Maryland, Georgia and Florida

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Gene Miller		Gene is a professional educator, devoting a career to this endeavor. The variety of experiences over the past thirty five years as a college Dean and Professor, Program Officer in the Department of Education, Director of the Oklahoma Student Guaranteed Loan Program, Financial Aid and Educational Consultant, Cosmetology School and Salon Owner and presenter at numerous national meetings bring a global perspective to the task of understanding the requirements of compliance with the massive volume of regulation placed on schools today. The ability to draw upon experiences in over 300 schools in 40 states is invaluable in bringing perspective to new or puzzling requirements. Gene’s educational background includes a BS in mathematics from Ottawa University, MS in education from Fort Hays State University and doctoral studies at the University of Kansas and the University of North Texas. His computer expertise comes from a variety of in-service training experiences. His twenty six year service in the US Marine Corps, retiring as a Lt Col, often surfaces in his presentation style.

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	Terry Hopkins Website Publisher, Aloha-Terry is the builder of hundreds of websites. From simple "point of presence" websites to online Business to Business websites that handle the largest airlines in world ordering needs for tires and parts. Program on how to build student friendly websites, and How to get students to contact you on the web using